Quoted premium through CoverSolutions$1,470,947,400.40

AI-Native InsuranceDistribution Platform

Commercial insurance distribution that gets smarter with every transaction

CarriersDistributors

One platform.
Five customer types it serves.

Wholesalers, brokers, carriers, startups, and builders - CoverSolutions adapts to how each team works, without changing the platform underneath.

Wholesalers

Grow distribution efficiently

Brokers

One workflow for every producer

Developers

Build insurance products
on CoverSolutions APIs

Startups

Launch your brokerage faster

Carriers

Be present at the moment agents quote

Built to streamline
commercial insurance workflows

Upload emails and documents to instantly extract insurance-ready data with AI.

Infrastructure to run your distribution not a tool to quote one risk.

Insurance distribution should work like infrastructure - just like Stripe for payments or Plaid for identity.

Intelligence built on data
no one else has

Market intelligence and rich underwriting data - now visible so every placement, remarket, and service touch gets smarter.

Explore AI

Faster remarket & service

Retain underwriting data to streamline policy remarket and service

Keep rich underwriting history with every account - so renewals, remarkets, and service run up to 85% faster.

Know where to place - and who's declining you.

See which carriers will quote a risk before you submit - and which ones will decline.

Coalition
94.8%
Chubb
10.4%

Why commercial insurance teams trust CoverForce for smarter workflows

Danny Lee

Danny Lee

COO, International Underwriting Agency

“We have seen the number of applications processed by a single underwriter in a day skyrocket by 500%, with marked improvements in submission quality and customer win-rates due to increased speed and efficiency in data transmission.”
Peter Germanov

Peter Germanov

CEO, Momentum Agency Management Systems

“CoverSolutions's API enabled us to become fully operational with the top carriers within just 8 weeks. This rapid integration has allowed us to surpass our competitors, achieving more with significantly less cost and engineering resources. The swift and smooth process of integration with CoverSolutions highlights their expertise in engineering best practices, making them an ideal partner.”
Alex Ledbetter

Alex Ledbetter

Founder, Delegance Brokerage

“As a new brokerage, securing direct carrier appointments on our own was challenging. With CoverSolutions's support, we connected with the right carrier teams and were appointed in a matter of days, which would have been far more difficult and time-consuming on our own.”
Jatin Sandilya

Jatin Sandilya

Founder, Latent Insurance

“We went from kickoff to live in under two months. The CoverSolutions API was straightforward to work with - clean documentation, a sandbox that behaved like production, and a team that answered questions same-day. Multi-carrier quoting that would have taken us quarters to build ourselves was running in weeks.”
T.J. Ryan

T.J. Ryan

CEO, ISU Steadfast Agency Network

“The partnership between ISU and CoverSolutions is opening the door to the future of the insurance industry, providing cutting-edge technology to our 225+ member agencies nationwide - increasing the ease of doing business.”

Carrier results that
speak for themselves

Explore Carrier
Employers

0% Error Rate

Only integration partner to achieve 0% API error rate on submission data.

Nationwide

Live in 12 Weeks

BOP integration: under 12 weeks, less than 10 hours carrier eng time.

Chubb

Trust & Quality

Inbuilt Validations lift submission quality, enabling Chubb's first wholesaler appointment in 2+ years.

Liberty Mutual

5-Point Bind Advantage

CoverSolutions submissions score 5 points higher on Liberty Mutual’s bindability criteria.

FAQ

Have questions? We got answers

A commercial insurance API is a software interface that lets agencies, brokers, and MGAs connect their own systems directly to insurance carriers to quote and bind commercial policies programmatically, without manual portal work. CoverSolutions provides such an API, connecting distributors to 60+ carrier and MGA integrations for real-time quoting and binding across lines like BOP, general liability, workers' compensation, and cyber.

CoverSolutions is an AI-native commercial insurance distribution platform that connects insurance agencies, brokers, wholesalers, and MGAs to carriers through APIs for real-time quoting and binding. The platform has 60+ carrier and MGA integrations, serves 15,000+ agencies, and has processed 110,000+ submissions. It offers three products: Submission Intake, Quote & Bind, and Intelligence.

Evaluate a commercial insurance API on carrier coverage, lines of business supported, real-time bindability, data-extraction accuracy, integration effort, and security certifications. CoverSolutions addresses these with 60+ carrier and MGA integrations, real-time multi-carrier quote-and-bind, ACORD and NAICS handling, a production-like sandbox, and SOC 2 Type II certification, with many customers integrating in weeks.

An insurance distribution platform is infrastructure that connects the parties who sell insurance—agencies, brokers, wholesalers, and MGAs—to the carriers that underwrite it, enabling submission, quoting, and binding in one place. CoverSolutions is an AI-native example that unifies submission intake, multi-carrier quote-and-bind, and underwriting intelligence across 60+ carrier and MGA integrations.

CoverSolutions supports quoting and binding for commercial lines including Business Owner's Policy (BOP), general liability, workers' compensation, and cyber, using standard ACORD forms and NAICS class codes. Submissions reach 40+ carriers from a single application, and the platform spans 60+ total carrier and MGA integrations for appetite matching and binding.

CoverSolutions is used by commercial insurance agencies, brokers, wholesalers, and MGAs that want to quote and bind across multiple carriers through one API or workflow. More than 15,000 agencies use the platform, which has processed 110,000+ submissions and captured 350,000+ AI-labeled carrier interactions that improve extraction and appetite matching over time.